:root {
  --bg: #f3f0ea;
  --ink: #191716;
  --muted: #6b6259;
  --brand: #0ea85d;
  --accent: #ffb347;
  --card: #ffffff;
  --stroke: #e9e1d7;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: "Segoe UI", Tahoma, sans-serif;
  background: radial-gradient(circle at top, #fff7e8 0%, #f3f0ea 55%, #ede7df 100%);
  color: var(--ink);
}
header {
  padding: 26px 20px 12px;
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
  font-size: 20px;
}
.brand-badge {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--brand), #0a8f50);
  display: grid;
  place-items: center;
  color: #fff;
  font-weight: 800;
}
nav a {
  color: var(--muted);
  text-decoration: none;
  margin-left: 10px;
  font-size: 14px;
}
nav a:hover { color: var(--brand); }
.cta {
  padding: 12px 18px;
  border-radius: 999px;
  border: none;
  background: var(--brand);
  color: #fff;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
}
.cta.secondary {
  background: #fff;
  border: 1px solid #e4ddd4;
  color: var(--ink);
}
main {
  max-width: 1100px;
  margin: 0 auto;
  padding: 10px 20px 70px;
}
.hero {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 28px;
  align-items: center;
  padding: 10px 0 40px;
}
.hero h1 {
  font-size: 40px;
  margin: 0 0 14px;
  line-height: 1.2;
}
.hero p { margin: 0 0 18px; color: var(--muted); font-size: 16px; }
.panel {
  background: var(--card);
  border-radius: 20px;
  padding: 20px;
  box-shadow: 0 20px 45px rgba(25, 23, 22, 0.08);
}
.grid {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}
.card {
  background: var(--card);
  border-radius: 16px;
  padding: 16px;
  border: 1px solid var(--stroke);
}
.stat {
  padding: 14px;
  border-radius: 12px;
  background: #faf7f2;
  border: 1px solid #efe9e0;
}
.stat strong { font-size: 18px; }
.features { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; }
.feature-card { background: var(--card); border-radius: 16px; padding: 18px; border: 1px solid #efe9e0; }
.feature-card h3 { margin: 0 0 8px; font-size: 18px; }
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; }
.step { background: #fff; border-radius: 16px; padding: 16px; border: 1px solid #efe9e0; }
.step span { display: inline-block; padding: 4px 10px; border-radius: 999px; background: var(--accent); font-size: 12px; font-weight: 700; }
form .row { margin-bottom: 12px; }
label { display: block; font-size: 14px; color: var(--muted); }
input, textarea {
  width: 100%;
  padding: 10px;
  border-radius: 8px;
  border: 1px solid var(--stroke);
  font-size: 14px;
  margin-top: 6px;
  box-sizing: border-box;
  background: #fff;
}
table { width: 100%; border-collapse: collapse; font-size: 14px; }
th, td { text-align: right; padding: 10px 8px; border-bottom: 1px solid var(--stroke); }
.notice {
  background: #fff5e6;
  border: 1px solid #f1d4a5;
  color: #7a4b00;
  padding: 12px 14px;
  border-radius: 12px;
  margin-bottom: 14px;
  font-size: 14px;
}
.footer { text-align: center; padding: 30px 20px 50px; color: var(--muted); font-size: 13px; }
.grain {
  position: fixed;
  inset: 0;
  background-image: radial-gradient(rgba(0,0,0,0.04) 1px, transparent 1px);
  background-size: 3px 3px;
  opacity: 0.18;
  pointer-events: none;
}
.badge {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 999px;
  background: #eef7f1;
  color: #0b6e43;
  font-size: 12px;
  font-weight: 700;
}
@media (max-width: 720px) {
  header { flex-direction: column; align-items: flex-start; }
  .hero h1 { font-size: 32px; }
}